Disclosures and fees
Fictional terms, shown the way a real credit union would present them.
Important notice
NARCU is Not A Real Credit Union. It does not accept deposits, make loans, or issue cards, and it is not insured by any government agency. Everything on this site is fictional.
Rates
APY means Annual Percentage Yield and APR means Annual Percentage Rate. Rates shown are fictional, may change, and loan rates depend on credit approval.
Sample fee schedule
| Service | Fee |
|---|---|
| Monthly service fee (all checking) | $0 |
| Share Savings minimum balance | $5 |
| Overdraft transfer from savings | $0 |
| Courtesy pay overdraft | $25 per item (max 3 per day) |
| Out-of-network ATM | $2.00 (refunds available with Premier Rewards Checking) |
| Stop payment | $20 |
| Outgoing domestic wire | $25 |
| Replacement debit card | $5 (free if lost or stolen) |
Equal opportunity lender language, NMLS numbers, and insurance logos would appear here on a real credit union website.