0.30% APY
Share Savings
Your membership starts here.
Save the way that suits your goals
Start with a $5 share, then grow your money with higher-yield accounts when you're ready.
Up to 2.00% APY
Kids Club Savings
Grow a saver, starting under 13.
Up to 3.65% APY
Money Market
Tiered rates with easy access.
Up to 4.50% APY
Share Certificates
Lock in a great rate from 3 to 60 months.
Up to 4.60% APY
IRA Certificates
Retirement savings with a fixed rate.
Savings rates today
Certificates lock in a fixed rate for 3 to 60 months. All rates are also on our full rates page.
Kids Club Savings
| Product | Term | Rate | Notes |
|---|---|---|---|
| Kids Club Savings (under 13) | First $1,000 | 2.00% APY | Balances above $1,000 earn the Share Savings rate. |
Money Market
| Product | Term | Rate | Notes |
|---|---|---|---|
| Money Market: $2,500 - $24,999 | Tier 1 | 3.05% APY | |
| Money Market: $25,000 - $99,999 | Tier 2 | 3.40% APY | |
| Money Market: $100,000+ | Tier 3 | 3.65% APY |
Share Certificates
| Product | Term | Rate | Notes |
|---|---|---|---|
| 3-Month Certificate | 3 months | 3.90% APY | $500 minimum |
| 6-Month Certificate | 6 months | 4.25% APY | $500 minimum |
| 12-Month Certificate | 12 months | 4.50% APY | $500 minimum. Our most popular term. |
| 18-Month Certificate | 18 months | 4.30% APY | $500 minimum |
| 24-Month Certificate | 24 months | 4.15% APY | $500 minimum |
| 36-Month Certificate | 36 months | 3.90% APY | $500 minimum |
| 60-Month Certificate | 60 months | 3.75% APY | $500 minimum |
IRA Certificates
| Product | Term | Rate | Notes |
|---|---|---|---|
| 12-Month IRA Certificate | 12 months | 4.60% APY | $500 minimum |
| 36-Month IRA Certificate | 36 months | 4.00% APY | $500 minimum |