Auto Refinance
Lower your payment by bringing your loan home.
Why members choose it
Competitive fixed rates, flexible terms up to 84 months, and a fast decision. Get pre-approved before you shop.
- Rates as low as 5.24% APR for new autos
- Terms up to 84 months
- Pre-approval in minutes, with no obligation
- 0.25% rate discount with autopay from NARCU checking
- GAP and mechanical repair coverage available
Current rates
| Product | Term | Rate | Notes |
|---|---|---|---|
| New Auto | Up to 60 months | 5.24% APR | Rates as low as. Based on credit approval. |
| New Auto | 61 - 72 months | 5.64% APR | |
| New Auto | 73 - 84 months | 6.04% APR | |
| Used Auto | Up to 60 months | 5.74% APR | Model years up to 7 years old. |
| Used Auto | 61 - 72 months | 6.14% APR |
APR = Annual Percentage Rate. Rates based on credit approval and subject to change. Demo product with fictional terms.
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