Share Savings
Your membership starts here.
Why members choose it
Fixed-rate certificates for savers who want guaranteed growth. Choose the term that fits your timeline.
- Terms from 3 to 60 months
- Up to 4.50% APY
- $500 minimum to open
- Dividends paid monthly or at maturity
- Add-on certificate option on 24-month term
Current rates
| Product | Term | Rate | Notes |
|---|---|---|---|
| 3-Month Certificate | 3 months | 3.90% APY | $500 minimum |
| 6-Month Certificate | 6 months | 4.25% APY | $500 minimum |
| 12-Month Certificate | 12 months | 4.50% APY | $500 minimum. Our most popular term. |
| 18-Month Certificate | 18 months | 4.30% APY | $500 minimum |
| 24-Month Certificate | 24 months | 4.15% APY | $500 minimum |
| 36-Month Certificate | 36 months | 3.90% APY | $500 minimum |
| 60-Month Certificate | 60 months | 3.75% APY | $500 minimum |
Early withdrawal penalties apply. Demo product with fictional terms.