Demo site. NARCU is Not A Real Credit Union and offers no real accounts, loans, or services. A demo project by EirikAI

Next Gen Checking

A first account for ages 13-17, with training wheels.

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Why members choose it

Help teens build money habits with real tools and parent oversight. Joint ownership with a parent or guardian is required.

  • No fees, ever
  • Parent-visible activity and spending alerts
  • Debit card with parent-set limits
  • Built-in savings goals and money lessons

Current rates

Next Gen Checking rates
ProductTermRateNotes
Next Gen Checking (ages 13-17) — 0.10% APY Joint account with a parent or guardian.

Parent or guardian must be a NARCU member. Demo product with fictional terms.

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